TERMS & CONDITIONS

Effective Date: 9/01/2022
Last Updated: 8/10/2025

1. Introduction

These Terms & Conditions (“Terms”) govern your use of the website finlnq.com (the “Website”) and the services provided by Totell Inc. (“Totell,” “we,” or “us”), doing business as FinLnq. By using the Website, you agree to these Terms. If you do not agree, you should not use the Website.

2. Use of Website

You may use the Website only for lawful purposes related to evaluating or engaging our services. You may not:

Attempt to gain unauthorized access to our systems
Use the Website to transmit harmful code, malware, or spam
Copy, scrape, or redistribute Website content without prior written permission

3. Intellectual Property

All text, graphics, logos, trademarks, and other content on the Website are the property of Totell or its licensors and are protected by applicable copyright and trademark laws. Unauthorized use of Website content is prohibited.

4. Limitation of Liability

The Website and services are provided on an “as is” and “as available” basis without warranties of any kind. Totell makes no representations or warranties regarding the accuracy, completeness, or reliability of Website content.

To the fullest extent permitted by law, Totell shall not be liable for any damages arising from your use of the Website or reliance on its content.

5. Third-Party Links

The Website may contain links to third-party websites or services. Totell is not responsible for the content, policies, or practices of any third-party sites.

6. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

7. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

8. Changes to Terms

We may update these Terms from time to time by posting a revised version on the Website. Your continued use of the Website after any changes constitutes acceptance of the updated Terms.

9. Contact Us

If you have questions regarding these Terms, please contact us at:

Email: info@finlnq.com
Toll-Free: (888) 305-7151

Address:
Totell Inc.
5580 La Jolla Blvd., Unit 176
La Jolla, CA 92037